Protecting Your Home from Title Fraud: Can Someone Really Steal the Title to Your Property?
Another homeowner reached out to me today again, worried about their property title. Maybe they saw something on TV or social media, but it’s clear that more and more people are concerned about title theft.
“Can someone steal title to my house?” asked the caller.
Many homeowners worry that someone could steal their home by fraudulently transferring the deed without them knowing. While title fraud does happen, the idea that your home can be taken from you overnight is misleading. The good news is that there are free and simple ways to stay informed and protect your property.
Do You Need to Pay for Title Monitoring?
Many companies try to sell homeowners title monitoring services, often using scare tactics. The reality is these services don’t prevent fraud—they only notify you after a document has been recorded. Instead of paying for this, you can take advantage of free resources from your local county assessor’s office.
How Can You Protect Your Property for Free?
Los Angeles County offers a free program called the Assessor’s e-Service Account, designed to help homeowners stay on top of any changes recorded against their property. It includes:
Homeowner Alert – Get notified whenever there’s a title transfer, foreclosure, or any other major change to your property records.
e-File Service – Easily update your mailing address online to ensure you receive important notices and property tax information.
I’ve personally signed up for this program and highly recommend it to homeowners who call my office here in Torrance. It’s an easy and effective way to stay informed without unnecessary costs.
Why Use the County’s Service Instead of a Private One?
Private title monitoring services charge homeowners for something they can get for free through official channels. The county’s system provides timely alerts without the cost, helping you stay informed without falling for fear-based marketing.
What If You Don’t Live in Los Angeles County?
If you own property outside of LA County, check with your local county assessor’s office. Many counties offer similar fraud alert services that notify you of any filings related to your property. Some even allow you to set up automatic alerts at no cost.
How to Sign Up
Registering is easy—all you need is your first name, last name, phone number, and email address. Here’s a guide to walk you through the process: eNotification Guide.
It’s simple and free. Visit this link to enroll and take advantage of these tools. If you have any concerns about protecting your property or need guidance on real estate matters, feel free to reach out—I’m happy to help.
