Owning a home is a significant achievement, but it comes with responsibilities, including ensuring your property has a clear title. Title issues can arise unexpectedly, from outstanding liens and errors in public records to unknown heirs and boundary disputes. Understanding these common problems and how to resolve them is crucial for protecting your investment. Regular title reviews and investing in title insurance can save you time, money, and stress, ensuring a smoother, more secure homeownership experience. Stay informed and proactive to keep your dream home a source of pride and security for years to come.

In California, homeowners can use the Transfer on Death (TOD) deed to transfer property to heirs without probate. This simple and flexible alternative avoids the complications of joint tenancy, such as higher taxes and refinancing issues. The TOD deed allows property transfer upon the owner's death while maintaining full control during their lifetime.