Owning a home is a significant achievement, but it comes with responsibilities, including ensuring your property has a clear title. Title issues can arise unexpectedly, from outstanding liens and errors in public records to unknown heirs and boundary disputes.

In California, homeowners can use the Transfer on Death (TOD) deed to transfer property to heirs without probate. This simple and flexible alternative avoids the complications of joint tenancy, such as higher taxes and refinancing issues. The TOD deed allows property transfer upon the owner's death while maintaining full control during their lifetime.