Protect Your Home: How to Tackle Common Title Issues Head-On
Owning a home is a significant achievement, but it comes with responsibilities, including ensuring your property has a clear title. Title issues can arise unexpectedly, from outstanding liens and errors in public records to unknown heirs and boundary disputes. Understanding these common problems and how to resolve them is crucial for protecting your investment. Regular title reviews and investing in title insurance can save you time, money, and stress, ensuring a smoother, more secure homeownership experience. Stay informed and proactive to keep your dream home a source of pride and security for years to come.
UNDERSTANDING LIVING TRUSTS
What is a Living Trust? Sometimes called an Inter-vivos Trust, the Living Trust is created during the lifetime of the Settlors (as opposed to being created by their Wills after death) and usually terminates after they die and the body of the Trust is distributed to their beneficiaries.
REFINANCING YOUR HOME LOAN AND WHY DO LENDERS REQUIRE TITLE INSURANCE?
Why does a lender need title insurance? Why does the lender require that I purchase a lender’s title insurance policy when I refinance my loan? What about the original title insurance policy I received when I purchased the home? Do you offer any discounts for title insurance on a refinance transaction?
Understanding Condominium and PUD Ownership
California’s builders, in an effort to combat the dual problem of an increasing population and a declining availability of prime land, are increasingly turning to common interest developments (CIDs) as a means to maximize land use and offer homebuyers convenient, affordable housing.